9 Steps-What To Do After a Car Accident in Florida?
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Florida is one of the 12 states that follow a no-fault auto insurance law which means you cannot sue the guilty party directly. Hence, if you are a hapless injured driver or passenger riding in the car that has collided, one of the foremost things you need to do is turn to your personal injury protection insurance coverage that every driver in Florida possesses. After investigation, the company will offer you a settlement that includes medical bills, loss of wages and property damages you have incurred.
But most of the times the compensation they offer is just not enough. In such cases, appointing a personal injury attorney will become a big factor. She/he will prepare your case for trial when you are not satisfied with the compensation. Here are 7 things you must do after a car accident in Florida to get the best settlement from your insurance company.
Call the emergency helpline number
Call 911 for medical personnel and ambulance services soon after you had the accident. You can also get in touch with the local police to file a report if the property damages are worth more than $500.
Take photographs and record videos of the accident scene
Record everything that has happened on your smartphone, digital camera, or any other device that you may have with you. Taking photos and videos of the accident scene will help to detect the exact position of the vehicles after the accident, traffic signals, road conditions, local weather, potholes, and demeanor of people. They will act as vital pieces of on-spot evidence that the personal injury Attorney whom you will appoint will utilize later.
Collect vital details
Don’t forget to get the name, address, contact number, license plate number, vehicle model, and insurance information from those people who are involved in the accident Make sure you also get the information of the witnesses including their names, addresses, and contact numbers.
Get medical treatment
Even if your injuries are mild, you need to seek medical help. Doctors will evaluate your condition, record your symptoms, and get your body examined. Many people realize they are wounded until the following day of the accident or later. On the other hand, if the injuries are serious, you will be transported to the hospital.
According to Florida’s personal injury protection auto insurance laws, a driver who is injured must seek medical assistance within 14 days of the accident to get PIP benefits and coverage
File a claim with your insurance company
To get reimbursement, you need to file a claim with your insurance company. The company will then probe into your case to determine fault and damage. You can get all your queries solved and doubts cleared from the insurance company regarding your insurance coverage and compensation benefits.
Receive the reimbursement offer from the insurance company
The insurance company will offer you a settlement. They have their panel of lawyers and adjusters. They will calculate the amount after assessing the damage and fault. If you are not happy with the settlement offered, you can always negotiate with the adjuster of the company. But if the solution does not come after negotiation and you fail to get an acceptable settlement, then consulting a personal injury attorney is mandatory.
Appoint a personal injury attorney when you are not satisfied with the compensation
In the wake of a vehicle collision, having a renowned and experienced personal injury attorney on your side can be a great advantage. She/he will fight for you so that you get the best settlement that you are eligible for.
Insurance companies are often notoriously tough to negotiate with and you will feel that you have been tricked into accepting very little as reimbursement. This is when appointing a personal injury attorney will come to your rescue. Experienced attorneys are skillful in collecting evidence, investigating the case, and acting as a mediator between you and your insurance company.
Contact renowned personal injury Attorney Avita. M. Samaroo if you are involved in a car collision. She with her expertise and knowledge will guide and represent you in court. With her experience, insight, and skillful representation she will help you get the best claim settlement from the insurance company.
A car accident is always traumatic, but you should not panic. Do all the necessary things mentioned-above and bring your life on the normal track.